Peernovo
Accounting and finance

How to become a financial adviser

Official title: Financial adviser

Also called: Financial planner, Financial risk manager, Authorised financial adviser, Registered financial adviser, Qualifying financial entity adviser, Wealth adviser

Financial advisers help people and organisations to make informed decisions about their money.

Main tasks

How to become one

You need a qualification to become a financial adviser and experience may be useful. You usually need NCEA Level 3 to do the study or training for this job. Required: a New Zealand Certificate in Financial Services (Level 5). Other requirements: experience in similar work; a bachelor's degree in business, finance or similar area; to be a member of Financial Advice New Zealand; to be a Certified Financial Planner. Registration body: Financial Service Providers Register.

See the full Tahatū profile

Ways in

Pay · Past change · AI and this job

Who does this work

Related jobs

Not sure this is for you? Take the 2-minute career quiz

Questions people ask

How do I become a financial adviser?

You need a qualification to become a financial adviser and experience may be useful. You usually need NCEA Level 3 to do the study or training for this job. Required: a New Zealand Certificate in Financial Services (Level 5). Other requirements: experience in similar work; a bachelor's degree in business, finance or similar area; to be a member of Financial Advice New Zealand; to be a Certified Financial Planner. Registration body: Financial Service Providers Register.

How much does a financial adviser earn in New Zealand?

The Tertiary Education Commission estimates median pay at $94,000 a year, before tax. Most common pay is $72,000 to $140,000 a year.

Has the number of people working as a financial adviser grown in New Zealand?

It has grown: TEC records an increase in the number of people doing this job between the 2018 and 2023 Censuses. This is past change, not a forecast.

Will AI change the work of a financial adviser?

Generative AI could change many tasks in this job, which usually reshapes the work more than it replaces it, by the ILO's global estimate.

Sources

This content is sourced from the Tertiary Education Commission through the Tahatū Career Navigator website (www.tahatu.govt.nz) and used under the CC BY 4.0 licence. All or some of the information has been modified by Peernovo. TEC has not approved, endorsed or tested these modifications. TEC will not be held accountable for any errors within this content.

Qualification information from NZQA, used under CC BY 3.0 NZ.

This work is based on/includes Stats NZ's data which are licensed by Stats NZ for reuse under the Creative Commons Attribution 4.0 International licence. Census data via Figure.NZ.

Includes information from O*NET OnLine by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. O*NET is a trademark of USDOL/ETA. USDOL/ETA has not approved, endorsed, or tested these modifications.

Sources: Tertiary Education Commission, Tahatū Career Navigator (career ideas, pay estimates, entry requirements and study options, CC BY 4.0, modified by Peernovo); Stats NZ, 2023 Census (via Figure.NZ) and the National Occupation List (CC BY 4.0); NZQA qualification information (CC BY 3.0 NZ); O*NET interest scores (CC BY 4.0); ILO global generative AI exposure index (CC BY 4.0). Links between career ideas and ANZSCO groups, degree fields and broad job groups are Peernovo's.

These results are not official statistics. They have been created for research purposes from the Integrated Data Infrastructure (IDI), which is carefully managed by Stats NZ.

Graduate outcomes: these results are not official statistics. They have been created for research purposes from the Integrated Data Infrastructure (IDI), which is carefully managed by Stats NZ.

Updated 4 October 2026