如何成為預算顧問
官方職業名稱：Budget adviser
也稱為: Personal budget adviser, Budget coach, Financial mentor, Financial accounting plan officer, Finance adviser, Senior adviser budget
指導個人或機構如何申請信貸和管理債務，可能幫助制定計畫和預算，或就房貸、破產或經濟援助提供建議。
主要任務
- 與客戶共同制定理財計畫
- 評估客戶的財務狀況
- 幫助客戶管理債務
- 教客戶如何做預算
- 與客戶面談瞭解財務狀況
- 就房貸還款提供建議
- 計算債務還款額
- 編制財務檔案
如何入行
成為預算顧問通常需要培訓和經驗，具備相關資格可能有幫助。修讀這一職業所需的學習或培訓通常需要NCEA Level 3。其他要求：完成相關培訓課程；類似工作的經驗；銀行與金融、會計、商業與管理或類似領域的相關高等教育資格。
入行途徑
- 證書和文憑課程: Advanced certificates and diplomas in accounting. 紐西蘭高等教育委員會（TEC）將該職業與會計學方向的學習相關聯。資格：Dip in Commerce, NZ Dip in Business, Cert in Business Studies, Pathway Cert for MPA Entry。通常 1 年。這些資格的畢業生畢業一年後年收入中位數為 $53,000，五年後為 $60,000；畢業一年後有 54% 就業（TEC，依據紐西蘭統計局 IDI 資料）。; Advanced certificates and diplomas in banking and finance. 紐西蘭高等教育委員會（TEC）將該職業與銀行與金融方向的學習相關聯。資格：NZ Cert in Financial Services, Cert in Financial Advice。通常 6 至 11 個月。這些資格的畢業生畢業一年後年收入中位數為 $75,000；畢業一年後有 81% 就業（TEC，依據紐西蘭統計局 IDI 資料）。; Advanced certificates and diplomas in management and business studies. 紐西蘭高等教育委員會（TEC）將該職業與商業與管理方向的學習相關聯。資格：NZ Dip in Business, Dip in Business Studies, Cert in Business Studies, Dip in Business, Dip in Commerce。通常 1 年。這些資格的畢業生畢業一年後年收入中位數為 $52,000，五年後為 $61,000；畢業一年後有 61% 就業（TEC，依據紐西蘭統計局 IDI 資料）。
薪資
- 最常見薪資：每年 $71,667 至 $119,159（中位數 $82,215），TEC 的稅前估算。
- 較低：每年 $61,118 · 較高：每年 $156,102
- TEC 的薪資數字只是估算。TEC 表示不得用於確定薪資、薪資談判或簽證申請。
相關職業
常見問題
如何成為預算顧問？
成為預算顧問通常需要培訓和經驗，具備相關資格可能有幫助。修讀這一職業所需的學習或培訓通常需要NCEA Level 3。其他要求：完成相關培訓課程；類似工作的經驗；銀行與金融、會計、商業與管理或類似領域的相關高等教育資格。
預算顧問在紐西蘭能賺多少錢？
紐西蘭高等教育委員會估算稅前薪資中位數為每年 $82,215。 最常見的薪資為每年 $71,667 至 $119,159。
資料來源
- Tertiary Education Commission (Tahatu Career Navigator): Tahatu career ideas: descriptions, tasks, pay estimates, people employed, employment change 2018 to 2023, entry requirements, registration, interest scores（Site scrape 2026-10 (816 career ideas, sitemap lastmod 2026-10-01)），CC BY 4.0，取得於 2026年10月4日
職業名稱、描述和主要任務由 Peernovo 根據 Tahatū Career Navigator（紐西蘭高等教育委員會，CC BY 4.0）翻譯成中文。
This content is sourced from the Tertiary Education Commission through the Tahatū Career Navigator website (www.tahatu.govt.nz) and used under the CC BY 4.0 licence. All or some of the information has been modified by Peernovo. TEC has not approved, endorsed or tested these modifications. TEC will not be held accountable for any errors within this content.
Qualification information from NZQA, used under CC BY 3.0 NZ.
This work is based on/includes Stats NZ's data which are licensed by Stats NZ for reuse under the Creative Commons Attribution 4.0 International licence. Census data via Figure.NZ.
Includes information from O*NET OnLine by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. O*NET is a trademark of USDOL/ETA. USDOL/ETA has not approved, endorsed, or tested these modifications.
Sources: Tertiary Education Commission, Tahatū Career Navigator (career ideas, pay estimates, entry requirements and study options, CC BY 4.0, modified by Peernovo); Stats NZ, 2023 Census (via Figure.NZ) and the National Occupation List (CC BY 4.0); NZQA qualification information (CC BY 3.0 NZ); O*NET interest scores (CC BY 4.0); ILO global generative AI exposure index (CC BY 4.0). Links between career ideas and ANZSCO groups, degree fields and broad job groups are Peernovo's.
These results are not official statistics. They have been created for research purposes from the Integrated Data Infrastructure (IDI), which is carefully managed by Stats NZ.
Graduate outcomes: these results are not official statistics. They have been created for research purposes from the Integrated Data Infrastructure (IDI), which is carefully managed by Stats NZ.
更新於 2026年10月4日