如何成为保险顾问
官方职业名称：Insurance adviser
也称为: Insurance agent, Insurance broker
保险顾问提供保险建议，并向客户销售人寿、财产、健康、汽车及其他类型的保险。
主要任务
- 了解客户的保险需求和目标
- 为客户推荐合适的保险
- 解释保险方案、保障范围和费用
- 计算和协商保险费
- 拟定销售合同及其他合同
- 评估财产和产品的状况
- 遵守行业规则和法律
- 记录客户信息并维护数据安全
如何入行
成为保险顾问需要资格。修读这一职业所需的学习或培训需要NCEA Level 2。必备条件：新西兰金融服务证书（5级）。注册机构：金融服务提供者登记册（Financial Service Providers Register）。
入行途径
- 证书和文凭课程: Advanced certificates and diplomas in banking and finance. 新西兰高等教育委员会（TEC）将该职业与银行与金融方向的学习相关联。资格：NZ Cert in Financial Services, Cert in Financial Advice。通常 6 至 11 个月。这些资格的毕业生毕业一年后年收入中位数为 $75,000；毕业一年后有 81% 就业（TEC，依据新西兰统计局 IDI 数据）。
- 注册或执照: 注册机构：Financial Service Providers Register（https://fsp-register.companiesoffice.govt.nz/）。
薪资 · 过去的变化
- 最常见薪资：每年 $65,000 至 $118,000（中位数 $81,000），TEC 的税前估算。
- 较低：每年 $56,000 · 较高：每年 $178,000
- TEC 的薪资数字只是估算。TEC 表示不得用于确定薪资、薪资谈判或签证申请。
- 2018年和2023年两次人口普查之间从事这份工作的人数变化：持平（TEC）。这是过去的变化，不是预测。
谁在做这份工作
- 2023年人口普查时，约有 4,700 人从事这份工作（TEC）。
相关职业
常见问题
如何成为保险顾问？
成为保险顾问需要资格。修读这一职业所需的学习或培训需要NCEA Level 2。必备条件：新西兰金融服务证书（5级）。注册机构：金融服务提供者登记册（Financial Service Providers Register）。
保险顾问在新西兰能赚多少钱？
新西兰高等教育委员会估算税前薪资中位数为每年 $81,000。 最常见的薪资为每年 $65,000 至 $118,000。
新西兰从事保险顾问工作的人数增加了吗？
人数基本持平：TEC 记录显示，在2018年和2023年两次人口普查之间，从事这份工作的人数持平。这是过去的变化，不是预测。
数据来源
- Tertiary Education Commission (Tahatu Career Navigator): Tahatu career ideas: descriptions, tasks, pay estimates, people employed, employment change 2018 to 2023, entry requirements, registration, interest scores（Site scrape 2026-10 (816 career ideas, sitemap lastmod 2026-10-01)），CC BY 4.0，获取于 2026年10月4日
职业名称、描述和主要任务由 Peernovo 根据 Tahatū Career Navigator（新西兰高等教育委员会，CC BY 4.0）翻译成中文。
This content is sourced from the Tertiary Education Commission through the Tahatū Career Navigator website (www.tahatu.govt.nz) and used under the CC BY 4.0 licence. All or some of the information has been modified by Peernovo. TEC has not approved, endorsed or tested these modifications. TEC will not be held accountable for any errors within this content.
Qualification information from NZQA, used under CC BY 3.0 NZ.
This work is based on/includes Stats NZ's data which are licensed by Stats NZ for reuse under the Creative Commons Attribution 4.0 International licence. Census data via Figure.NZ.
Includes information from O*NET OnLine by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. O*NET is a trademark of USDOL/ETA. USDOL/ETA has not approved, endorsed, or tested these modifications.
Sources: Tertiary Education Commission, Tahatū Career Navigator (career ideas, pay estimates, entry requirements and study options, CC BY 4.0, modified by Peernovo); Stats NZ, 2023 Census (via Figure.NZ) and the National Occupation List (CC BY 4.0); NZQA qualification information (CC BY 3.0 NZ); O*NET interest scores (CC BY 4.0); ILO global generative AI exposure index (CC BY 4.0). Links between career ideas and ANZSCO groups, degree fields and broad job groups are Peernovo's.
These results are not official statistics. They have been created for research purposes from the Integrated Data Infrastructure (IDI), which is carefully managed by Stats NZ.
Graduate outcomes: these results are not official statistics. They have been created for research purposes from the Integrated Data Infrastructure (IDI), which is carefully managed by Stats NZ.
更新于 2026年10月4日