Securities, Futures and Fund Professionals

How to become a Financial Products Adviser

Official Chinese title (2022 occupational classification): 金融产品销售专业人员

Designs, sells and advises on financial products.

Main tasks

Investigating and analysing the investment needs of individuals or institutions and designing financial products
Recommending and selling financial products
Calculating product returns and risks and carrying out valuation analysis
Opening accounts, registering and trading for clients, and handling custody, settlement and data
Drawing up wealth management plans, helping clients carry them out and advising on products
Assessing and improving clients' wealth management plans
Building and keeping client relationships

Ways in

University: Business & Commerce degrees, Offered by 105 universities in China Related undergraduate subject classes in the Ministry of Education catalogue (2025): Finance (0203); majors such as Financial Engineering, Insurance, Investment, Finance, Financial Mathematics, Credit Management. Matched to the occupation by Peernovo.
National qualification: National professional qualification: Securities, Futures and Fund Practitioner Qualification. A national qualification that shows your level; it is not required to work. Listed in the national vocational qualifications catalogue (国家职业资格目录, 2021) as Securities, Futures and Fund Practitioner Qualification (证券期货基金业从业人员资格), run by China Securities Regulatory Commission. Peernovo links it to this occupation.

Pay · AI and this job

Median pay in China: CN¥80,100 a year (2025).
Middle half: CN¥55,300 to CN¥127,700. One in ten earn less than CN¥42,000 and one in ten more than CN¥202,900.
This is the figure for the mid group Economic and Financial Professionals, not for this job alone.
National figure: wage prices of enterprise employees from the Ministry of Human Resources and Social Security (MOHRSS) enterprise pay survey. The public sector and the self-employed are not covered.
Guangzhou only: median CN¥129,484 a year (2025), middle half CN¥72,191 to CN¥205,001.
Generative AI could change many tasks in this job, which usually reshapes the work more than it replaces it, by the ILO's global estimate.

Who does this work

The census group Economic and Financial Professionals holds 2.2% of everyone employed in China; 71% of its workers are women (2020 Census).
50.4% are under 35, 45.7% are 35 to 54 and 3.9% are 55 or older. The middle age band is 30 to 34.
Census figures for the whole mid group (2020 long-form sample), not for this job alone.

Questions people ask

How do I become a Financial Products Adviser?

Ways in include: Business & Commerce degrees.

How much does a Financial Products Adviser earn in China?

Across China, the median pay of enterprise employees is CN¥80,100 a year (Ministry of Human Resources and Social Security (MOHRSS), 2025). The public sector and the self-employed are not covered. It is the figure for the mid group Economic and Financial Professionals. In Guangzhou alone it is CN¥129,484 a year (2025).

Will AI change the work of a Financial Products Adviser?

Generative AI could change many tasks in this job, which usually reshapes the work more than it replaces it, by the ILO's global estimate.

Sources

Ministry of Human Resources and Social Security (MOHRSS): 2025 enterprise pay survey information: wage prices of enterprise employees by occupation mid group, and digital occupations (P10 to P90 annual CNY) (2025 (published 2026-07-08)), retrieved 5 October 2026
Guangzhou Human Resources and Social Security Bureau: Guangzhou 2025 labour market wage prices (P10 to P90 annual CNY by occupation) (2025 (enterprise pay survey)), retrieved 4 October 2026
National Bureau of Statistics of China: China Population Census Yearbook 2020, long-form tables 4-6 and 4-7 (employed by occupation mid group, sex, age) (2020 Census long form (10% sample)), retrieved 4 October 2026
International Labour Organization, Generative AI and Jobs: A Refined Global Index of Occupational Exposure (ILO Working Paper 140, Gmyrek et al.) (ILO Working Paper 140, May 2025, Annex Table A1), CC BY 4.0, retrieved 4 October 2026

Sources: Occupational Classification of the People's Republic of China (2022 edition, public consultation draft), Ministry of Human Resources and Social Security, State Administration for Market Regulation and National Bureau of Statistics; Ministry of Human Resources and Social Security, 2025 enterprise pay survey information; Guangzhou Human Resources and Social Security Bureau, 2025 labour market wage prices; National Bureau of Statistics of China (www.stats.gov.cn), 2020 Population Census yearbook; Ministry of Education, vocational education major profiles (2022 revision) and undergraduate major catalogue (2025); Ministry of Human Resources and Social Security, national vocational qualifications catalogue (2021); O*NET interest scores (CC BY 4.0); ILO global generative AI exposure index (CC BY 4.0). Figures processed by Peernovo. English text, translations and the matching of occupations to ISCO-08, majors, degree fields and qualifications by Peernovo.

Descriptions and tasks are Peernovo's own words, written from the facts in the Occupational Classification of the People's Republic of China (2022 edition). Job titles and work types are the classification's own.

Updated 5 October 2026