How to become a valuer or loss assessor

Official title: Valuers and loss assessors

Also called: Appraiser, Claims assessor, Claims inspector, Insurance assessor, Real estate appraiser, Valuer

Valuers and loss assessors value property and various goods and assess losses covered by insurance policies.

Main tasks

• Determining the quality or value of raw materials, real estate, industrial equipment, personal and household effects, works of art, gems and other objects
• Assessing the extent of damage or loss and liabilities of insurance companies and underwriters for losses covered by insurance policies
• Obtaining records of sales and value of similar items or property
• Inspecting items or property to evaluate condition, size and construction
• Preparing reports of value, outlining the estimation factors and methods used

Pay · Outlook · AI and this job

• Median pay: HK$27,000 a month
• About 1,542,900 people in 2025, and about 1,639,100 projected by 2028. (+6.2%)
• Generative AI could change some tasks in this job, by the ILO's global estimate.

Related jobs

• Statistical, mathematical and related associate professionals
• Credit and loans officers
• Accounting associate professionals
• Securities and finance dealers and brokers

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Questions people ask

Do you need a degree to become a valuer or loss assessor?

Not always. 50% of people in this job hold a bachelor's degree or higher.

Will AI change the work of a valuer or loss assessor?

Generative AI could change some tasks in this job, by the ILO's global estimate.

Sources

• Census and Statistics Department (2021 Population Census): 2021 Population Census, Interactive Data Dissemination Service: working population by occupation (38 groups) and sex, age, education, income; median income and field of education (9 groups) (2021 Population Census), retrieved 4 October 2026
• Census and Statistics Department (General Household Survey): Median monthly employment earnings by occupation (9 groups), excluding foreign domestic helpers (Table 210-06317A); employed persons by occupation, age and sex (210-06307A) and by industry (210-06308A) (2025 annual (series to 2026-07)), retrieved 4 October 2026
• Labour and Welfare Bureau; tables published by C&SD: Mid-term Update of Manpower Projection to 2028: supplementary statistical tables (5 occupation groups, 17 selected industries) (2025 to 2028 (published 2026-09)), retrieved 4 October 2026
• International Labour Organization, Generative AI and Jobs: A Refined Global Index of Occupational Exposure (ILO Working Paper 140, Gmyrek et al.) (ILO Working Paper 140, May 2025, Annex Table A1), CC BY 4.0, retrieved 4 October 2026

Updated 4 October 2026