How to become a financial or Investment adviser

Official title: Financial/Investment adviser

Also called: Financial adviser, Financial and investment adviser, Intellectual property financial advisor, Intellectual property financier, Investment adviser, Relationship manager (financial), Trust manager, Family Office Advisor - Private Banking, Investment Counsellor, Investment Counsellor Team Lead, Relationship Manager - Small and Medium Enterprises (SME), Relationship Manager- Commercial

Financial/Investment adviser develops financial plans for individuals and organisations, and invests and manages funds on their behalf.

Main tasks

• Building and maintaining a client base
• Interviewing clients to determine financial status and objectives, risk tolerance and other information needed to develop financial plans and investment strategies
• Setting financial objectives, and developing and implementing strategies for achieving the financial objectives
• Arranging to buy and sell stocks and bonds for clients
• Monitoring investment performance, and reviewing and revising investment plans based on modified needs and changes in markets
• Providing consultancy services to individuals and organisations to advise them on better financial and investments management

Ways in

• University: Business & Commerce degrees, Offered by 6 universities in Singapore
• Licence or registration: People who give financial advice or sell insurance and investment products must meet the required exam and competency standards and be notified to MAS by the firm that appoints them, which lists them on the public register of representatives. Law: Financial Advisers Act 2001. Regulator: Monetary Authority of Singapore (MAS) (https://www.mas.gov.sg).

Pay · Outlook · AI and this job

• Median pay: $96,000 a year. The middle half earn $62,700 to $157,980 a year.
• Generative AI could change many tasks in this job, which usually reshapes the work more than it replaces it, by the ILO's global estimate.

Related jobs

• Business valuer
• Accountant (excluding tax accountant)
• Energy portfolio manager
• Auditor (accounting)
• Tax accountant
• Financial analyst

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Questions people ask

How do I become a financial or Investment adviser?

Ways in include: Business & Commerce degrees.

How much does a financial or Investment adviser earn in Singapore?

Median full-time pay is $96,000 a year (Ministry of Manpower (via data.gov.sg)). The middle half earn $62,700 to $157,980.

Will AI change the work of a financial or Investment adviser?

Generative AI could change many tasks in this job, which usually reshapes the work more than it replaces it, by the ILO's global estimate.

Sources

• Ministry of Manpower (via data.gov.sg): Resident Occupational Wages (Occupational Wage Survey) (June 2024 (data.gov.sg update 2026-04-01)), Singapore Open Data Licence v1.0, retrieved 4 October 2026
• International Labour Organization, Generative AI and Jobs: A Refined Global Index of Occupational Exposure (ILO Working Paper 140, Gmyrek et al.) (ILO Working Paper 140, May 2025, Annex Table A1), CC BY 4.0, retrieved 4 October 2026

Updated 4 October 2026