How to become a Credit and Loans Officer

Official title: Credit and Loans Officers

Analyses, assesses and reviews financial information for loans in financial institutions.

Main tasks

• Interview loan applicants and assess their financial position, credit and ability to repay
• Submit loan applications and recommendations to management, or approve loans within authorised limits
• Keep complete transaction records, and plan collection and legal action on overdue accounts
• Process loan documents

Ways in

• Technical college: Technical and vocational college programme. Universities of science and technology and junior colleges run departments in related fields: finance, banking and insurance (0412). Departments in academic year 114 (2025-26): four-year technical bachelor's (四技) 24, two-year technical bachelor's (二技) 7, five-year junior college (五專) 2, two-year junior college (二專) 2. Fields matched to the occupation by Peernovo.

Pay · Outlook · AI and this job

• Average pay: NT$1,169,000 a year
• Demand for Business and administration jobs is projected at about 1,465,000 in 2024 and about 1,502,000 in 2030. (+2.5%)
• Generative AI could change many tasks in this job, which usually reshapes the work more than it replaces it, by the ILO's global estimate.

Related jobs

• Securities and Finance Dealers and Brokers
• Accounting Associate Professionals
• Statistical, Mathematical and Actuarial Associate Professionals
• Valuers and Loss Assessors

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Questions people ask

How do I become a Credit and Loans Officer?

Ways in include: Technical and vocational college programme.

How much does a Credit and Loans Officer earn in Taiwan?

Average pay is NT$1,169,000 a year (Ministry of Labor, Department of Statistics).

Is a Credit and Loans Officer a growing career in Taiwan?

Demand for this job family is projected to change 2.5% from 2024 to 2030 (National Development Council).

Will AI change the work of a Credit and Loans Officer?

Generative AI could change many tasks in this job, which usually reshapes the work more than it replaces it, by the ILO's global estimate.

Sources

• Ministry of Labor, Department of Statistics: Occupational Wage Survey (職類別薪資調查) (2025 survey (July 2025 monthly, 2024 annual), released 2026-05-29), Open Government Data License, version 1.0, retrieved 4 October 2026
• National Development Council: Final manpower demand projections by occupation (職業別最終人力需求推估) (2025 to 2030 (base 2024), 13 job families), CC BY 4.0, retrieved 4 October 2026
• International Labour Organization, Generative AI and Jobs: A Refined Global Index of Occupational Exposure (ILO Working Paper 140, Gmyrek et al.) (ILO Working Paper 140, May 2025, Annex Table A1), CC BY 4.0, retrieved 4 October 2026

Updated 4 October 2026