How to become an Insurance Risk Surveyor

Inspects items and properties to evaluate conditions affecting underwriting standards, and develops and promotes safety programs.

Main tasks

• Inspects property, buildings and operations of commercial and industrial establishments to assess physical conditions and work practices
• Evaluates the adequacy of security, fire and related systems
• Prepares reports and recommends actions to reduce risks
• Compiles data that influences the determination of premium rates

Ways in

• University: Architecture & Built Environment degrees, Offered by 24 universities in Australia
• TAFE and VET: Diploma of General Insurance (FNS51120); Diploma of Loss Adjusting (FNS51420); Certificate IV in Insurance Broking (FNS41720); Certificate IV in Personal Injury Management (FNS42120); Diploma of Insurance Broking (FNS51220)

Pay · Outlook · AI and this job

• Typical full-time pay: $103,740 a year
• About 7,900 people work in this job group now, and about 8,500 are projected by 2035. (+7.8%)
• AI is likely to change parts of this job. Jobs and Skills Australia rates its automation exposure as medium.

Related jobs

• Insurance Investigator
• Insurance Loss Adjuster
• Bank Officer
• Credit or Loans Officer
• Business Broker
• Commodities Trader

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Questions people ask

How do I become an Insurance Risk Surveyor?

Ways in include: Architecture & Built Environment degrees; Diploma of General Insurance; Diploma of Loss Adjusting.

How much does an Insurance Risk Surveyor earn in Australia?

Median full-time pay is $103,740 a year (Jobs and Skills Australia).

Is an Insurance Risk Surveyor a growing career in Australia?

Yes. Employment is projected to grow 8% by 2035, from about 7,900 to about 8,500 people (Jobs and Skills Australia).

Do you need a degree to become an Insurance Risk Surveyor?

Usually. 70% of people in this job hold a bachelor's degree or higher.

Will AI change the work of an Insurance Risk Surveyor?

AI is likely to change parts of this job. Jobs and Skills Australia rates its automation exposure as medium.

Sources

• Jobs and Skills Australia: Occupation data (ANZSCO), from ABS Labour Force and Census (February 2026), CC BY 4.0, retrieved 2026-10-04
• Jobs and Skills Australia: Generative AI Capacity Study, interactive table data (September 2025), CC BY 4.0, retrieved 2026-10-04
• Jobs and Skills Australia: Employment Projections (Victoria University) (May 2025 to May 2035), CC BY 4.0, retrieved 2026-10-04
• Australian Taxation Office: Taxation Statistics, Individuals Table 15A (2023-24), CC BY 2.5 AU, retrieved 2026-10-04

Updated 2026-10-04